Terms of Service

Last updated: July 29, 2026

1. Eligibility

You must be at least 13 years old, or the minimum legal age required to use the Service in your jurisdiction if that age is higher.

If you have not reached the age of legal majority where you live, you may use Chatterbee only with the permission of a parent or legal guardian where required by law.

You may not use Chatterbee if applicable law prohibits you from receiving or using the Service.

We may use age-screening or other measures where required by law, Google Play policy, or features available within the Service.

2. Acceptance of these Terms

You must accept these Terms before using features that allow you to create, send, upload, or share user-generated content.

Your acceptance may be recorded electronically.

We may require you to accept updated Terms if we make material changes.

3. Your account

You are responsible for maintaining reasonable security over your Chatterbee account and the devices through which you access it.

You agree to provide accurate information and not:

• impersonate another person or organization;
• create an account using information you are not authorized to use;
• attempt to gain unauthorized access to another person's account; or
• use an account primarily to evade a previous suspension or restriction.

Your phone number may be used for authentication, verification, account identification, account recovery, and helping users connect through Chatterbee.

If you believe your account or device has been compromised, you should contact us promptly.

4. Messaging and communications

Chatterbee allows users to exchange messages, photographs, videos, audio, files, reactions, calls, and other communications.

Ordinary person-to-person and group messaging is designed to use end-to-end encryption.

Encrypted message and media content may temporarily pass through Chatterbee's cloud infrastructure for delivery to intended recipients. As described in our Privacy Policy, ordinary cloud delivery copies are designed to be deleted after successful delivery, with stale undelivered data subject to automated cleanup.

End-to-end encryption does not prevent a recipient from:

• copying a message;
• forwarding information;
• taking a screenshot;
• recording content;
• saving received media; or
• otherwise disclosing information after receiving it.

You are responsible for determining what information you choose to share and with whom you choose to share it.

5. Artificial intelligence features

Chatterbee includes artificial intelligence features, including conversational AI companions, AI-assisted communication tools, image generation, image or document understanding, transcription, search-related functionality, and other AI-powered features.

5.1 AI companions are software

Chatterbee's AI companions are software-generated characters.

They may be designed with names, personalities, fictional histories, opinions, relationships, emotional styles, habits, or other human-like characteristics for entertainment and conversational purposes.

They are not human beings and should not be understood as conscious persons, licensed professionals, or real-world individuals merely because they communicate in a human-like way.

5.2 AI output may be inaccurate

Generative AI can make factual mistakes, misunderstand what you say, fabricate information, provide outdated information, contradict itself, misinterpret conversation context, or produce inappropriate or unexpected output.

You should independently verify information before relying on it for important decisions.

Chatterbee's AI features are not a substitute for professional medical, legal, financial, mental-health, emergency, or other professional services.

5.3 AI chats are not end-to-end encrypted

Dedicated AI companion conversations are not end-to-end encrypted.

Information required to provide an AI response may be transmitted to cloud AI providers in readable form.

Depending on the feature, this may include your current prompt, relevant conversation history, conversation summaries, stored memories or preferences, contextual information, selected images or documents, audio submitted for transcription, and other information necessary to perform the requested AI function.

Please review our Privacy Policy for additional information about AI processing.

5.4 AI inside private conversations

A user may intentionally invoke supported AI functionality inside an otherwise end-to-end encrypted conversation.

When this occurs, relevant information may be decrypted locally and transmitted to an AI provider so the requested feature can operate.

That information no longer has end-to-end confidentiality with respect to the AI service processing it.

5.5 Private Mode

Chatterbee provides a Private Mode for supported conversations between users.

Private Mode is designed to restrict Chatterbee's built-in AI functionality from transmitting attributable conversation information belonging to a Private Mode user when other participants invoke supported AI features.

Private Mode does not:

• apply to dedicated AI companion chats;
• prevent another participant from independently describing something you said;
• prevent screenshots or copying by another participant; or
• control information another person independently shares outside Chatterbee.

5.6 AI-generated content does not represent FinRight Studios

AI-generated responses are generated dynamically and do not necessarily reflect the opinions, beliefs, endorsements, or factual representations of FinRight Studios.

We do not guarantee that AI output will be accurate, complete, appropriate, useful, or suitable for any particular purpose.

6. AI safety and prohibited AI use

You may not use Chatterbee's AI functionality to create, request, facilitate, or meaningfully assist content or activity prohibited by applicable law, these Terms, or applicable platform rules.

This includes prohibited uses involving:

• exploitation or sexual abuse of minors;
• sexual content involving minors;
• non-consensual intimate or sexual material;
• credible threats or facilitation of serious violence;
• human trafficking or sexual exploitation;
• encouragement or facilitation of self-harm;
• malicious software or unauthorized system compromise;
• fraud, phishing, identity theft, or credential theft;
• deceptive official documents;
• serious unlawful activity; or
• other Restricted Content prohibited by applicable platform policies.

Chatterbee may refuse, limit, modify, redirect, or block AI responses when we reasonably determine that doing so is necessary to comply with law, safety requirements, or distribution-platform policies.

7. Mature content

Chatterbee may allow mature conversation, profanity, humor, flirting, romance, suggestive conversation, and other expressive content where permitted by law and applicable platform policies.

The availability of any category of content is not guaranteed.

We may restrict content based on applicable law, age requirements, Google Play requirements, safety considerations, provider requirements, changes in moderation technology, or changes in the Service.

No subscription or purchase creates a contractual entitlement to receive sexually explicit, violent, offensive, or otherwise restricted AI-generated material.

8. User-generated content

"User Content" means content that users create, transmit, upload, share, or otherwise make available through the Service.

Examples include messages, images, videos, audio, files, profile information, and other material submitted by users.

You retain ownership of your User Content.

You grant FinRight Studios a limited, non-exclusive right to process User Content as reasonably necessary to operate the Service, route and deliver messages, store temporary delivery copies, process user-requested AI functionality, provide backup functionality, investigate reports, provide support, maintain security, and comply with applicable law.

This license is limited to providing and operating the Service and does not transfer ownership of your content to FinRight Studios.

You represent that you have the necessary rights to submit the User Content you provide through Chatterbee.

9. Prohibited user conduct

You may not use Chatterbee to:

• exploit, abuse, groom, sexualize, or endanger a minor;
• create, request, possess, or distribute child sexual abuse material;
• stalk, harass, bully, threaten, or maliciously target another person;
• distribute intimate or sexual material of another person without their consent;
• promote or facilitate human trafficking or sexual exploitation;
• make credible threats of violence;
• facilitate serious unlawful activity;
• impersonate another person for fraudulent or harmful purposes;
• conduct scams, fraud, phishing, identity theft, or credential theft;
• distribute malware or attempt unauthorized access to devices, accounts, or systems;
• send abusive spam or conduct unauthorized mass automated messaging;
• infringe copyrights, trademarks, privacy rights, publicity rights, or other legal rights;
• intentionally interfere with Chatterbee's operation or availability;
• evade moderation or account-enforcement systems;
• scrape or systematically extract Service data without authorization;
• resell, sublicense, or commercially exploit access to Chatterbee without permission; or
• use the Service in violation of applicable law.

10. Reporting, blocking, and moderation

Chatterbee provides or may provide tools allowing users to block other users, report users, report objectionable user-generated content, report abusive behavior, and report inappropriate or offensive AI-generated output.

You agree not to knowingly abuse the reporting system or deliberately submit fraudulent reports.

Because ordinary messages use end-to-end encryption, FinRight Studios may be unable to inspect message content unless a participant affirmatively submits the relevant content through a report, support request, or similar mechanism.

We may use reports and associated information to investigate abuse, enforce these Terms, improve safety systems, improve AI filtering, diagnose technical failures, comply with law, or protect users and the Service.

11. Enforcement

If we reasonably believe that you violated these Terms or pose a meaningful risk to users, FinRight Studios, service providers, or the Service, we may take actions including warning you, limiting a feature, restricting AI access, temporarily suspending your account, permanently terminating your account, or taking other reasonable protective action.

Serious violations may result in immediate action without prior warning.

Where appropriate, we may provide a mechanism to appeal an enforcement decision.

12. Subscriptions and paid features

Chatterbee offers optional paid subscriptions.

At launch, the primary U.S. monthly subscription tiers are:

Usage limits may differ among features due to differences in infrastructure and processing costs. Current allowances and material limits will be displayed in the App.

For purposes of these Terms, "unlimited" (as it applies to AI Ultra) means FinRight Studios does not impose a predetermined ordinary monthly quota on legitimate personal usage of supported AI Ultra features. Unlimited usage remains subject to these Terms, reasonable technical rate limits, service availability, abuse-prevention controls, restrictions on automated or non-human use, restrictions on resale or account sharing, restrictions on attempts to circumvent technical limits, and restrictions necessary to protect the stability, security, availability, or integrity of Chatterbee.

We may temporarily rate-limit or restrict extraordinarily high, automated, abusive, or technically disruptive use. These protections are not intended to impose ordinary usage caps on legitimate personal use by AI Ultra subscribers.

13. Episodic AI companion content

Certain AI companions may provide serialized or episodic experiences, which may include stories, scenarios, character events, relationship developments, unlockable conversations, recurring narratives, special interactions, or other serialized AI content ("Episodic Content").

Episodic Content is included with AI Ultra unless otherwise stated.

AI Pro does not include Episodic Content unless FinRight Studios expressly offers particular content to AI Pro users.

The availability, number, release schedule, participating characters, format, storyline, duration, and content of Episodic Content may change over time.

A subscription does not guarantee that any particular character, storyline, episode, or series will remain permanently available.

14. Subscription billing and automatic renewal

Unless clearly identified otherwise when purchased, AI Pro and AI Ultra are automatically renewing monthly subscriptions.

You will be charged the price displayed during checkout at the beginning of each billing period unless the subscription is canceled before renewal.

For U.S. users, the current launch prices are AI Pro: $5.99/month and AI Ultra: $11.99/month.

Prices may vary based on country, currency, taxes, promotions, Google Play pricing, introductory offers, or future price changes. The price displayed to you in the Google Play purchase flow at the time of purchase controls.

15. Subscription management and cancellation

Subscriptions purchased through Google Play are processed using Google Play's billing system.

You may manage or cancel an applicable subscription using Google Play's subscription-management tools.

Chatterbee will provide an accessible method from within the App to reach the appropriate subscription-management interface.

Canceling an automatically renewing subscription prevents future renewals.

Unless otherwise required by law or the applicable Google Play process, you will ordinarily retain access to paid features through the end of the billing period for which you have already paid.

Uninstalling Chatterbee does not cancel your subscription.

Deleting your Chatterbee account does not necessarily cancel your Google Play subscription.

If you intend to stop recurring charges, you should also cancel the subscription through Google Play.

16. Subscription upgrades and downgrades

Chatterbee may allow you to switch between AI Pro, AI Ultra, or other plans.

The timing of a plan change and any applicable prorated charges, credits, renewal-date changes, immediate access changes, or deferred access changes will be disclosed through the applicable purchase flow and handled according to Google Play's billing rules.

17. Subscription feature changes

A Chatterbee subscription provides access to the collection of benefits associated with the applicable tier.

It does not constitute a purchase or guarantee of permanent access to any specific AI model, AI provider, voice model, underlying technology, third-party service, individual AI character, image model, or implementation of a feature.

FinRight Studios may replace underlying models, providers, technologies, or implementations as Chatterbee evolves. We may also modify subscription features and usage allowances where reasonably necessary.

However, we will not intentionally convert a paid subscription into a product that no longer provides meaningful recurring value.

18. Price changes

FinRight Studios may change subscription pricing.

Any price change will be handled through Google Play and according to applicable law and platform requirements.

Where user notice, consent, or acceptance is required for a price increase, the applicable Google Play process will control.

19. Refunds

Purchases processed through Google Play are subject to Google Play's applicable refund policies and applicable law.

Canceling a subscription does not ordinarily entitle you to a refund for a partially used billing period unless required by law, provided by Google Play, or otherwise expressly offered by FinRight Studios.

Nothing in these Terms limits refund or consumer rights that cannot legally be waived.

20. Free trials and promotional offers

FinRight Studios may offer trials, discounts, promotional pricing, or other subscription offers.

If we offer a trial or promotion, the length of the offer, eligibility requirements, price during the promotion, price after the promotion, renewal terms, and cancellation requirements will be disclosed before you enroll.

Unless expressly stated otherwise, promotional access may automatically convert to a paid subscription at the price disclosed during signup if not canceled before the applicable renewal date.

21. Intellectual property

The Chatterbee Service and materials created by or for FinRight Studios, including software, source code, object code, interfaces, branding, logos, character designs, graphics, text, audiovisual materials, website content, and other proprietary material, are owned by or licensed to FinRight Studios and may be protected by copyright, trademark, trade-secret, and other laws.

Except as permitted by applicable law or expressly authorized by FinRight Studios, you may not reproduce, redistribute, sell, license, publicly exploit, create unauthorized derivative commercial products from, or otherwise commercially use FinRight Studios' proprietary materials.

These Terms do not transfer ownership of FinRight Studios' intellectual property to you.

22. Feedback

If you voluntarily submit feedback, ideas, suggestions, bug reports, or feature requests, you grant FinRight Studios permission to use that feedback without restriction or compensation to improve or develop Chatterbee.

This does not give FinRight Studios ownership of unrelated User Content.

23. Third-party services

Chatterbee relies on third-party products and infrastructure, which may include Google/Firebase services, cloud infrastructure, AI providers, media-storage providers, calling providers, Google Drive, map providers, search providers, image or media services, and other external technologies.

Third-party services may be governed by their own terms and privacy policies.

We do not control independent third-party services and cannot guarantee that they will remain available or unchanged.

24. Optional Google Drive backups

Chatterbee may allow you to create an optional encrypted backup in the private App Data storage associated with a Google account you select.

You are responsible for maintaining access to the applicable Google account.

FinRight Studios does not guarantee that a backup can always be restored, including where a backup is corrupted, Google Drive becomes unavailable, authentication cannot be restored, the user deletes the backup, required cryptographic information is unavailable, or technical changes prevent restoration.

You may delete the backup using available Chatterbee controls.

If you delete your Chatterbee account, you may be given the option to either delete or preserve your separately stored Google Drive backup.

25. Availability and changes to Chatterbee

Chatterbee is an evolving product.

We may introduce new features, modify existing features, remove features, change providers, change models, discontinue particular characters, change technical requirements, restrict functionality on unsupported devices, or discontinue portions of the Service.

We do not guarantee that any feature will remain available forever.

Where required by law or applicable platform rules, we will provide appropriate notice of material changes affecting paid services.

26. Service interruptions

Chatterbee may occasionally be unavailable due to maintenance, provider outages, network failures, security incidents, software defects, force majeure events, capacity constraints, or circumstances outside our reasonable control.

We do not guarantee uninterrupted operation.

27. Account deletion

You may delete your Chatterbee account using the deletion functionality provided in the App or through the account-deletion process available on our website — see Delete My Data.

Account deletion removes or schedules for deletion applicable account information from FinRight Studios' active systems as described in our Privacy Policy.

Content already delivered and stored locally on another participant's device may remain on that device.

Optional Google Drive backup data may be handled separately, and you may choose whether to delete it where that option is provided.

28. Termination of the Service

You may stop using Chatterbee at any time.

FinRight Studios may discontinue Chatterbee or a substantial portion of the Service.

If discontinuation materially affects an active paid subscription, we will handle the remaining subscription period in accordance with applicable law and applicable Google Play requirements.

29. Disclaimer of warranties

To the fullest extent permitted by applicable law, Chatterbee is provided on an "as is" and "as available" basis.

FinRight Studios does not warrant that Chatterbee will always be available, the Service will be error-free, all messages will be delivered, backups will always restore, AI responses will be accurate, AI responses will be appropriate, the Service will be free of every security vulnerability, or Chatterbee will meet every user's particular expectations.

Some jurisdictions do not allow certain warranty disclaimers. Any rights that cannot legally be waived remain unaffected.

30. Limitation of liability

To the fullest extent permitted by applicable law, FinRight Studios LLC and its owners, officers, employees, contractors, affiliates, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to Chatterbee.

This may include losses resulting from loss of data, lost profits or revenue, loss of goodwill, interrupted communications, service outages, third-party conduct, reliance on AI-generated content, unauthorized disclosure by another user, failure of a third-party service, or inability to access the Service.

To the fullest extent permitted by law, the aggregate liability of FinRight Studios arising from or relating to Chatterbee will not exceed the greater of (a) the amount you paid to FinRight Studios for Chatterbee during the 12 months immediately preceding the event giving rise to the claim; or (b) $100.

These limitations do not apply to liability that applicable law does not permit us to exclude or limit.

31. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless FinRight Studios LLC and its owners, officers, employees, contractors, and agents from third-party claims, damages, liabilities, and reasonable expenses arising directly from your unlawful use of the Service, User Content you submit in violation of another person's rights, fraud or intentional misconduct by you, or a material violation of these Terms by you.

This provision does not require you to indemnify FinRight Studios for our own unlawful conduct, gross negligence, or liability that cannot legally be shifted to you.

32. Disputes and informal resolution

Before filing a lawsuit arising from these Terms or Chatterbee, you and FinRight Studios agree to make a reasonable good-faith effort to resolve the dispute informally.

You may begin this process by contacting us and describing the nature of the dispute, the relief requested, and information reasonably necessary for us to investigate the matter.

This section does not prevent either party from seeking urgent injunctive or protective relief where delay could cause irreparable harm, nor does it prevent claims in an appropriate small-claims court.

33. Governing law and courts

These Terms are governed by the laws of the State of Texas, United States, without regard to its conflict-of-law rules, except where another jurisdiction's law must apply as a matter of law.

Subject to applicable consumer-protection and jurisdictional requirements, disputes that are not resolved informally may be brought in a court of competent jurisdiction located in Texas.

Nothing in these Terms deprives you of mandatory consumer rights or legal protections that apply to you based on where you live.

34. Copyright complaints

FinRight Studios respects intellectual-property rights.

If you believe content available through Chatterbee infringes your copyright, you may contact us with sufficient information to identify the copyrighted work, the allegedly infringing material, where the material appears, your contact information, and any additional information reasonably necessary for us to evaluate the complaint.

Where applicable, FinRight Studios may respond to valid copyright notices and repeat infringement in accordance with applicable law.

35. Severability

If any provision of these Terms is found invalid or unenforceable, that provision will be enforced to the maximum extent permitted by law or severed where necessary.

The remaining provisions will remain in effect.

36. No waiver

If FinRight Studios does not immediately enforce a provision of these Terms, that does not waive our right to enforce it later.

37. Assignment

You may not transfer or assign your rights or obligations under these Terms without our consent.

FinRight Studios may transfer these Terms in connection with a merger, acquisition, corporate reorganization, sale of assets, or similar business transaction, subject to applicable law.

38. Entire agreement

These Terms, together with our Privacy Policy and any additional terms expressly presented for a specific feature or transaction, constitute the agreement between you and FinRight Studios regarding use of Chatterbee.

If specific additional terms conflict with these Terms regarding a particular feature or transaction, the more specific terms control for that feature or transaction.

39. Changes to these Terms

We may update these Terms to reflect changes to Chatterbee, changes in applicable law, changes in platform requirements, changes to subscriptions, changes in third-party services, or changes necessary for safety or security.

The "Last updated" date will identify the current version.

If a change materially affects your rights or obligations, we may provide additional notice and, where appropriate or required, require you to affirmatively accept the updated Terms.

40. Contact us

Questions, legal notices, or concerns regarding these Terms may be directed to:

FinRight Studios LLC
Texas, United States
Email: support@chatterbee.net